Preme Home Loans underwrites based on your property's income, not yours. Invest more, document less.
Takes 30 seconds. No credit check.
What type of financing do you need?
Answer a few quick questions about your property and financing needs. Takes 30 seconds.
We pair you with a dedicated loan officer who specializes in your exact loan type.
Receive your custom terms and close in as fast as 14 days. No bank red tape.
“My CPA told me my tax returns would kill any deal. DSCR changed everything — qualified on rental income and closed in 11 days.”
“I live in California but invest in Texas. They handled everything remotely and I never had to show a single W-2.”
“Just did my 3rd cash-out refi with them. Pulled $180K equity in 16 days to fund my next flip. Nobody else moves this fast.”
DSCR rates just dropped — investors are locking in now. Don't miss this window.
A DSCR (Debt Service Coverage Ratio) loan qualifies you based on your property's rental income, not your personal income. No W-2s or tax returns required.
Most DSCR loans close in 14 days or less. Once you submit your application, we send a term sheet within 24 hours.
Single-family, 2-4 unit, and small multifamily properties. The property must generate enough rental income to cover the mortgage payment.
Join hundreds of investors who closed faster with less paperwork.
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